Establishes structured one-on-one financial counseling at key career milestones and during the Transition Assistance Program (TAP), delivered by HUD-certified counselors with military-specific training through HUD-approved agencies and coordinated by a qualified Veteran Service Organization intermediary.
Note: A NDAA FY2027 Alignment

Establishes a VA Loan Custodian framework allowing veteran borrowers to designate qualified organizations to provide benefit navigation, case management, and neutral representation across key VA loan processes, including COE verification, appraisal issues, broker compensation rules, and foreclosure prevention.

Expands HUD Section 106 Housing Counseling to include the military-connected community, establishes a specialized military-focused training track for HUD-certified housing counselors, and supports counseling services tailored to servicemembers, veterans, and their families.